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What about a Will?
After you Die....it's too late
As an Adviser for many years, in my first meeting with Clients, I would always ask if they had a Will in place. 80% of the time the answer was No. Usually people would say "we have not got around to that yet".
Getting a Will in place does not take long these days - it can even be done professionally online.
Some people choose to be the Sole Owner of their own Life Insurance Policy, which means when they die it goes into their estate. Then their Will determines how their estate will be distributed.
As life changes, people sometimes change their Wills as the needs of their loved ones also change.
Not having a Will in place can cause all sorts of fights and arguments between those left behind. So jump online and find out who you can talk to to get your Will organised. Doesn't take long, and it's not hard.